Four Resources to Help You Recover from Identity Theft
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I’ve been a victim of identity theft – how do I get my life back?
If you've been an identity fraud victim, you're not alone. Nearly 9 million Americans a year fall victim to identity theft and fraud, and that number continues to climb. Although it may be little consolation that you're in the company of millions, there is good news: with such widely reported crimes, more information and avenues for recovery are available. Here are a few recommendations:
- Many individual states provide help for victims to recover from identity theft. Contact your state Attorney General's office for more information.
- Credit unions, community banks, and insurance companies are offering free identity theft recovery services for their customers. Victims are assigned an advocate who will notify the proper governmental agencies, prepare required paperwork, notify creditors to place fraud alerts, and take additional steps to protect accounts. Contact your bank and insurance companies to find out if they offer these services.
- If no state or local resources are available to you, contact the Federal Trade Commission (FTC) for information on reporting and recovering from identity theft.
- Once you've been a victim of identity theft, ongoing and frequent monitoring of your accounts and credit reports is a wise precaution to take. Businesses like IdentityGuard.com offer this type of service to help you maintain peace of mind.