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October 3, 2008, Newsletter Issue #72: Do Not Call Lists Are Good First Step to Deter ID Theft
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Tip of the Week
Telemarketing and junk mail, especially solicitations for new credit cards, put you at greater risk for identity theft and fraud. Offenses are becoming so prevalent that federal law now requires telemarketers to keep an updated list of consumers who do not want to be called. Opting out of both telemarketing calls and credit solicitations is quick and easy. Here’s how:
Telemarketing
The National Do Not Call Registry allows you to register both your home and mobile phones for free and is effective for five years. Calls from telemarketers should end once your number(s) has been on the registry for 31 days. If you receive a call from a telemarketer after the 31 days has passed, you can also file a complaint with the registry.
If you do not register your phone number with the Do Not Call Registry, you can still be removed from telemarketers’ lists by simply saying, “Put me on your do-not-call list” whenever you receive a telemarketing call.
Opt-Out for Credit OffersOne simple phone call will let you opt out of all pre-approved credit-related mail or phone offers coming from the credit bureau lists. The standard length of time you will be exempt from receiving solicitations is two years, but you can also request permanent removal. And, if you change your mind, you can opt back in by calling the same number.
To opt out, call toll-free: 888-567-8688.
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